1995 年，Zee TV 透過有線電視登陸英國，我便迷上了每晚觀看帶字幕的、俗氣的印地語連續劇。我在大學修讀法語，甚至到巴黎交換一年。最後，經過幾期夜間課程，我也沾上了一點點西班牙語。這些語言（除了度假用西班牙語）都花了我大量時間與投入。
要理解近期 SaaS 股票的大幅波动，首先需要了解 SaaS 的商业模式。
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“Some things don’t change,” Milner says with a chuckle when asked whether his desire to prove people wrong was as strong as ever after his 40th birthday last month. “There’s people who are always going to doubt you but that’s always something that’s been at my forefront: to prove them wrong.”
近年来，受宏观经济深度调整，国内信贷需求偏弱，LPR（贷款市场报价利率）重新定价等因素影响，银行的挑战前所未有。置身周期底部，谁能跑出更快更稳的资产扩张曲线，谁就能在下一轮洗牌中掌握主动权。